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National Homeowners Financial—Links

 

Following are Useful Links

 

NHF Budget Guide: (free Adobe Acrobat download) FREE 14-Page Guide including worksheets. http://www.nationalhomeownersfinancial.com/


Mortgage & Equity Calculators – Bank Rate Daily Updates - http://www.bankrate.com/gookeyword/default.asp?pop=nopop&ec_id=GOOG_ag_mortgage_calculator_ky_Exact_k_mortgage_calculators   or http://www.mortgage-calc.com/

 

Recommended Mortgage Refinance Company: http://www.mtgpros.com/

 

Computer Programs to Help With Budgeting: If you have a computer there are many programs that you can buy for less than $50 that will keep you on track. Also at www.tucows.com there are free downloads and if you go to www.google.com you will find all kinds of free goodies to help you structure your new budget. Just search on the key words “budget” or “free budget programs”.

 

Foreclosure Help: www.NationalHomeownersFinancial.com phone 866-673-7255


How to Live Debt-Free: http://www.daveramsey.com

Help with Unsecured Debt: – Debt Counselors & Settlement Companies; you may want to start with the National Foundation for Credit Counseling, which advertises more than 100 companies and 900 member locations nationwide.  See www.nfcc.org  phone 800-388-2227

 

Valuing a Car for Sale or Purchase:  www.kbb.com, www.NADA.com, www.Edmunds.com 


Securing Food and Day to Day Items:There are many Churches and Missions to help; your local public high school counselor’s office should also have information on assistance.  Here’s a partial list of some national organizations:

o       The Salvation Army; http://www.salvationarmyusa.org/USNSAHome.htm 
   800-SAL-VATIONARMY (800-725-2769) 

o       Goodwill http://www.goodwill.org/page/guest/about (301) 530-6500

o       American Red Cross www.redcross.org 1-800-REDCROSS (1-800-733-2767)

o       United Way http://national.unitedway.org

 

Medicines:Many large pharmaceutical companies have benevolence programs.  Contact your local hospital or US Department of Health and Human Services at http://www.hhs.gov  or toll-free at 877-696-6775

 

Health Savings Accounts: www.ustreas.gov/offices/public-affairs/hsa


US Department of Housing and Urban Development information on Foreclosure Assistance: http://www.hud.gov/foreclosure/index.cfm

 

Bankruptcy: As a last resort, there are lawyers that can give you free council on financial options such as bankruptcy. Visit www.lawyers.com for listings.