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National Homeowners Financial—Links
Following
are Useful Links NHF Budget Guide: (free Adobe Acrobat download) FREE 14-Page Guide including
worksheets. http://www.nationalhomeownersfinancial.com/ Mortgage & Equity Calculators – Bank Rate Daily
Updates - http://www.bankrate.com/gookeyword/default.asp?pop=nopop&ec_id=GOOG_ag_mortgage_calculator_ky_Exact_k_mortgage_calculators or http://www.mortgage-calc.com/ Recommended Mortgage Refinance Company: http://www.mtgpros.com/
Computer Programs to
Help With Budgeting:
If you have a computer
there are many programs that you can buy for less than $50 that will keep you
on track. Also at www.tucows.com there are
free downloads and if you go to www.google.com
you will find all kinds of free goodies to help you structure your new budget.
Just search on the key words “budget” or “free budget programs”. Foreclosure Help: www.NationalHomeownersFinancial.com
phone 866-673-7255 How to Live Debt-Free: http://www.daveramsey.com
Help with Unsecured
Debt: – Debt Counselors & Settlement
Companies; you may want to start with the National Foundation for Credit
Counseling, which advertises more than 100 companies and 900 member
locations nationwide. See www.nfcc.org
phone 800-388-2227 Valuing a Car for Securing Food and Day to
Day Items: – There are many Churches and Missions
to help; your local public high school counselor’s office should also have
information on assistance. Here’s a
partial list of some national organizations: o
The Salvation Army; http://www.salvationarmyusa.org/USNSAHome.htm o
Goodwill http://www.goodwill.org/page/guest/about
(301) 530-6500 o
American Red Cross www.redcross.org
1-800-REDCROSS (1-800-733-2767) o
United Way http://national.unitedway.org
Medicines: – Many large pharmaceutical companies have benevolence
programs. Contact your local hospital or
US Department of Health and Human Services at http://www.hhs.gov or toll-free at 877-696-6775 Health Savings Accounts: www.ustreas.gov/offices/public-affairs/hsa US Department of Housing and Urban Development information on
Foreclosure Assistance: http://www.hud.gov/foreclosure/index.cfm
Bankruptcy: As a last resort, there are lawyers that can give
you free council on financial options such as bankruptcy. Visit www.lawyers.com for listings.
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