Stop Foreclosure! 5 Critical questions to ask

Ask these 5 critical questions to any company who offers foreclosure avoidance help…

to protect your home, your family and your financial future.

Last year 846, 982 people actually lost their homes to foreclosure. Many of them were ripped off by ‘foreclosure avoidance’ scam artists. Others were strung along by mortgage companies promising a refinance mortgage loan that just could not be done, and the home owner didn’t know that until it was too late.

Bottom line…those home owners lost everything…and you can too.

Be wary of companies and people offering advice on foreclosure avoidance. Unfortunately, there are many scam artists and mortgage companies who prey on people in foreclosure. See Brandon’s story for one such example, or simply call your state Attorney General’s office for a registered list of foreclosure scammers.

For your part, ask any person or company offering foreclosure avoidance help the following 5 critical questions to reveal their operating policies and to protect yourself….YOUR HOME, YOUR FAMILY and YOUR FINANCIAL FUTURE ARE ALL AT STAKE.

Do they guarantee timely results IN WRITING?

NHF will guarantee our results in writing with you, including critical time deadlines. We will carefully review your situation to ensure that we can actually help you before we make this commitment, but once we make it your home is secure.

Be wary of companies who will not commit IN WRITING to you.

And until you sign our written agreement, there is NO obligation on your part with NHF. Once we sign our agreement with you we GUARANTEE that your home will be rescued from foreclosure and that you can continue living in it, while we show you how to rebuild your credit.

Do they require you to pay any money BEFORE they guarantee results?

Many companies require a debt-laden homeowner to front hundreds or thousands of dollars BEFORE they any work is done…and even then, they don’t GUARANTEE that you can avoid foreclosure. Some ‘mitigation’ companies will actually do no more than make a phone calls and write a few letters, things you could easily do yourself.

With NHF you will not have to pay us one thin dime for anything we do BEFORE we guarantee that your home will be saved. The only expense you will have before we execute the final program is a small appraisal fee that you will pay a local appraiser to verify the value of your home, and even that will be reimbursed to you later in the program.

Do they help you with credit repair after the foreclosure has been remedied?

Just getting out of foreclosure isn’t enough…you need a specific plan of action and help restoring your credit or else you’re just postponing the inevitable.

That’s our ‘Back-On-Track’ Home Saver Program.

First we will work with you to outline a realistic budget guide you can follow for 24 to 36 months while our credit counselors help you repair damaged credit. We will periodically check in with you to make sure the plan is working for you and to see if there are any adjustments needed. Normally within 24 to 36 months your credit will be restored without the blight of foreclosure or bankruptcy on your record.

Will they ALWAYS call you back within 1 hour during their normal business day, which should go till 6 PM E.S.T. ?

This is an easy one to check…just make a few simple phone calls…starting with 866-673-7255.

One problem many people in foreclosure experience is that the company alleging to help them is really just stringing them along to get them past the ‘point of no return’ when they will make a low-ball last-minute offer to buy the house while you are moving out. One of the tactics they use is not returning phone calls in a timely fashion.

An easy way to test any company is just pick up the phone and call…and call…and call. Reputable companies understand the stress you’re under, have the resources to help you quickly, and will return your calls normally within 1 hour the same day you call if they cannot talk with you live the first time.

Can they help you after the sheriff’s sale if your state allows such help?

Not all states allow assistance after the sheriff’s sale, but some do. Depending on where you are in the foreclosure process when you seek help, it may be too close to the sheriff’s sale to complete the required actions before that happens. National Home Owners Financial can help you even after the sheriff’s sale if you state allows such help. Talk to one of our counselors and we will be happy to tell you the specific requirements in your state.

If the company you’re trying to do business with hedges on any of the answers to these questions…WATCH OUT. You may be the next case study in a foreclosure ripoff scam.

National Homeowners Financial Association passes all these evaluations and more.

Stop Foreclosure! 5 Critical questions to ask
Brokers CSR Login	Ask these 5 critical questions to any company who offers foreclosure avoidance help… to protect your home, your family and your financial future. Last year 846, 982 people actually lost their homes to foreclosure. Many of them were ripped off by ‘foreclosure avoidance’ scam artists. Others were strung along by mortgage companies promising a refinance mortgage loan that just could not be done, and the home owner didn’t know that until it was too late. Bottom line…those home owners lost everything…and you can too. Be wary of companies and people offering advice on foreclosure avoidance. Unfortunately, there are many scam artists and mortgage companies who prey on people in foreclosure. See Brandon’s story for one such example, or simply call your state Attorney General’s office for a registered list of foreclosure scammers. For your part, ask any person or company offering foreclosure avoidance help the following 5 critical questions to reveal their operating policies and to protect yourself….YOUR HOME, YOUR FAMILY and YOUR FINANCIAL FUTURE ARE ALL AT STAKE. Do they guarantee timely results IN WRITING? NHF will guarantee our results in writing with you, including critical time deadlines. We will carefully review your situation to ensure that we can actually help you before we make this commitment, but once we make it your home is secure. Be wary of companies who will not commit IN WRITING to you. And until you sign our written agreement, there is NO obligation on your part with NHF. Once we sign our agreement with you we GUARANTEE that your home will be rescued from foreclosure and that you can continue living in it, while we show you how to rebuild your credit. Do they require you to pay any money BEFORE they guarantee results? Many companies require a debt-laden homeowner to front hundreds or thousands of dollars BEFORE they any work is done…and even then, they don’t GUARANTEE that you can avoid foreclosure. Some ‘mitigation’ companies will actually do no more than make a phone calls and write a few letters, things you could easily do yourself. With NHF you will not have to pay us one thin dime for anything we do BEFORE we guarantee that your home will be saved. The only expense you will have before we execute the final program is a small appraisal fee that you will pay a local appraiser to verify the value of your home, and even that will be reimbursed to you later in the program. Do they help you with credit repair after the foreclosure has been remedied? Just getting out of foreclosure isn’t enough…you need a specific plan of action and help restoring your credit or else you’re just postponing the inevitable. That’s our ‘Back-On-Track’ Home Saver Program. First we will work with you to outline a realistic budget guide you can follow for 24 to 36 months while our credit counselors help you repair damaged credit. We will periodically check in with you to make sure the plan is working for you and to see if there are any adjustments needed. Normally within 24 to 36 months your credit will be restored without the blight of foreclosure or bankruptcy on your record. Will they ALWAYS call you back within 1 hour during their normal business day, which should go till 6 PM E.S.T. ? This is an easy one to check…just make a few simple phone calls…starting with 866-673-7255. One problem many people in foreclosure experience is that the company alleging to help them is really just stringing them along to get them past the ‘point of no return’ when they will make a low-ball last-minute offer to buy the house while you are moving out. One of the tactics they use is not returning phone calls in a timely fashion. An easy way to test any company is just pick up the phone and call…and call…and call. Reputable companies understand the stress you’re under, have the resources to help you quickly, and will return your calls normally within 1 hour the same day you call if they cannot talk with you live the first time. Can they help you after the sheriff’s sale if your state allows such help? Not all states allow assistance after the sheriff’s sale, but some do. Depending on where you are in the foreclosure process when you seek help, it may be too close to the sheriff’s sale to complete the required actions before that happens. National Home Owners Financial can help you even after the sheriff’s sale if you state allows such help. Talk to one of our counselors and we will be happy to tell you the specific requirements in your state. If the company you’re trying to do business with hedges on any of the answers to these questions…WATCH OUT. You may be the next case study in a foreclosure ripoff scam. National Homeowners Financial Association passes all these evaluations and more.